{"id":16516,"date":"2023-07-03T18:34:02","date_gmt":"2023-07-03T18:34:02","guid":{"rendered":"https:\/\/khaleej-trend.online\/eng\/?p=16516"},"modified":"2023-07-03T18:34:02","modified_gmt":"2023-07-03T18:34:02","slug":"korean-national-health-insurance-everything-you-need-to-know-about-it-diskop","status":"publish","type":"post","link":"https:\/\/khaleej-trend.online\/eng\/korean-national-health-insurance-everything-you-need-to-know-about-it-diskop\/","title":{"rendered":"Korean national health insurance everything you need to know about it diskop"},"content":{"rendered":"<div id=\"khale-1823707802\" class=\"khale-- khale-entity-placement\"><script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-9610686647069611\" crossorigin=\"anonymous\"><\/script><ins class=\"adsbygoogle\" style=\"display:block;\" data-ad-client=\"ca-pub-9610686647069611\" \ndata-ad-slot=\"1846615391\" \ndata-ad-format=\"auto\"><\/ins>\n<script> \n(adsbygoogle = window.adsbygoogle || []).push({}); \n<\/script>\n<\/div><div id=\"khale-2122073189\" class=\"khale-before-content khale-entity-placement\"><script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-9610686647069611\" crossorigin=\"anonymous\"><\/script><ins class=\"adsbygoogle\" style=\"display:block;\" data-ad-client=\"ca-pub-9610686647069611\" \ndata-ad-slot=\"1846615391\" \ndata-ad-format=\"auto\"><\/ins>\n<script> \n(adsbygoogle = window.adsbygoogle || []).push({}); \n<\/script>\n<\/div><p><a href=\"https:\/\/khaleej-trend.online\/eng\/\"><span style=\"vertical-align: inherit;\">Kworld Trend<\/span><\/a><span style=\"vertical-align: inherit;\"> \/ Korean national health insurance everything you need to know about it diskop<\/span><\/p><div id=\"khale-2125014509\" class=\"khale-- khale-entity-placement\" style=\"margin-left: auto;margin-right: auto;text-align: center;\"><script async src=\"\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-9610686647069611\" crossorigin=\"anonymous\"><\/script><ins class=\"adsbygoogle\" style=\"display:block;\" data-ad-client=\"ca-pub-9610686647069611\" \ndata-ad-slot=\"1846615391\" \ndata-ad-format=\"auto\"><\/ins>\n<script> \n(adsbygoogle = window.adsbygoogle || []).push({}); \n<\/script>\n<\/div>\n<h2 class=\"h2_tit01\">Korean national health insurance everything you need to know about it diskop<\/h2>\n<p><span style=\"vertical-align: inherit;\">Students must have health insurance coverage if they are registered as full-time students at GIT. As of March 1, 2021, the Korean government has passed a new law that foreign students residing in Korea with a valid D-2 student visa are subject to compulsory participation in the Korean National Health Insurance as of March 1, 2021. You can see more information regarding the guidance available in the attachment here: GIT- Mandatory subscription to NHIS notice.<\/span><\/p>\n<p><span style=\"vertical-align: inherit;\">However, you cannot apply for Korean National Health Insurance until your foreigner registration information has been registered in the system. It usually takes at least one month to receive your Alien Registration Card (ARC) after applying.<\/span><\/p>\n<p><span style=\"vertical-align: inherit;\">All GIT students must send proof of health or traveler&#8217;s insurance to the GIT office. (gitoffice@yonsei.ac.kr) If you cannot prove your health insurance coverage when you come to GIT, your offer of admission may be revoked.<\/span><\/p>\n<div class=\"con-box\">\n<p><u><span style=\"vertical-align: inherit;\">NHIS Guide for International Students (Updated November 2022)<\/span><\/u><\/p>\n<\/div>\n<h3><strong><span style=\"vertical-align: inherit;\">National health insurance exclusion request<\/span><\/strong><\/h3>\n<p><span style=\"vertical-align: inherit;\">1) Please check with NHIS for detailed exemption conditions.<\/span><\/p>\n<p><span style=\"vertical-align: inherit;\">2) Required Document: Documents proving the availability of a medical guarantee, such as membership exclusion requests, insurance certificates, etc.<\/span><\/p>\n<p><span style=\"vertical-align: inherit;\">France: Application for exclusion (exclusions after verification of nationality)<\/span><\/p>\n<p><span style=\"vertical-align: inherit;\">&#8211; Japan: Japanese Health Insurance Card, Exclusion Application<\/span><\/p>\n<p><span style=\"vertical-align: inherit;\">&#8211; USA: Unified Card or Blue Cross Blueshield Insurance Card, Exclusion Application<\/span><\/p>\n<p><span style=\"vertical-align: inherit;\">\u203b For documents in foreign languages, you can provide the original and Korean translation number together (Notarization of translation and Apostille Certificate is not required.)<\/span><\/p>\n<p><span style=\"vertical-align: inherit;\">\u203b If you want to apply for a subscription exception, please contact NHIS (tel. 1577-1000) first and prepare documents.<\/span><\/p>\n<p class=\"h4_tit01\"><strong><span style=\"vertical-align: inherit;\">Differences with private health insurance\u00a0<\/span><\/strong><\/p>\n<ul>\n<li><span style=\"vertical-align: inherit;\">Immediate Coverage: The insured is not required to claim benefits after receiving treatment.<\/span><\/li>\n<li><span style=\"vertical-align: inherit;\">Number and amount of benefits: The number and amount of benefits is unlimited. * Beneficiaries pay part of the medical expenses.<\/span><\/li>\n<li><span style=\"vertical-align: inherit;\">Co-Payment Cap Scheme: The upper limit of partial co-payments divided into seven tiers applies to the insured depending on his\/her income level. Refunds are made on the annual overhead leverage.<\/span><\/li>\n<li><span style=\"vertical-align: inherit;\">Support for pregnancy and childbirth expenses: A card (National Haengbok Card) is provided for treatment related to pregnancy and childbirth and for the purchase of prescribed medicines and items. The application for the card can be submitted at NHIS branch offices or the financial institution.\u00a0<\/span><\/li>\n<\/ul>\n<h4><strong><span style=\"vertical-align: inherit;\">Registration processes<\/span><\/strong><\/h4>\n<ul>\n<li><span style=\"vertical-align: inherit;\">No action is required from the students, as they are automatically subscribed to health insurance by NHIS.<\/span><\/li>\n<li><span style=\"vertical-align: inherit;\">\u00a0Proof of participation and NHIS card are sent to your residence address in Korea.<\/span><\/li>\n<li><span style=\"vertical-align: inherit;\">*However, if you fall under the following condition, you must visit the nearest NHIS branch office.<\/span><\/li>\n<li><span style=\"vertical-align: inherit;\">(Visit the NHIS Center for Foreign Residents with Jurisdiction over your Residential Address if you reside in Seoul, Gyeonggi-do, or Incheon)<\/span><\/li>\n<li><span style=\"vertical-align: inherit;\">You wish to make contributions for your family as a group (including your spouse and minor children)<\/span><\/li>\n<li><span style=\"vertical-align: inherit;\">A Korean student or international student abroad (F-4 visa holder) studying in Korea.<\/span><\/li>\n<li><span style=\"vertical-align: inherit;\">You would like to report changes, such as place of residence, passport or visa number.<\/span><\/li>\n<\/ul>\n<p><span style=\"vertical-align: inherit;\">*If you receive medical coverage equivalent to Medicare benefits under foreign laws, foreign insurance, or under a contract with your employer, you can apply for a contribution waiver.<\/span><\/p>\n<h3><strong><span style=\"vertical-align: inherit;\">Family subscription and required documents:<\/span><\/strong><\/h3>\n<ul>\n<li><span style=\"vertical-align: inherit;\">Family subscription application<\/span><\/li>\n<li><span style=\"vertical-align: inherit;\">Scope of family members: Spouse and children under the age of 19 (resident at the same address in Korea).<\/span><\/li>\n<li><span style=\"vertical-align: inherit;\">Documents proving the family relationship<\/span><\/li>\n<\/ul>\n<ol>\n<li><span style=\"vertical-align: inherit;\">Obtain a certificate of family relations (or marriage).<\/span><\/li>\n<li><span style=\"vertical-align: inherit;\">Obtaining the document certified by the Ministry of Foreign Affairs abroad or an apostille.<\/span><\/li>\n<li><span style=\"vertical-align: inherit;\">Translate and notarize the document into Korean.<\/span><\/li>\n<\/ol>\n<h2><span style=\"vertical-align: inherit;\">Insurance benefits<\/span><\/h2>\n<p>Korean health insurance covers the whole population living in the country. Insurance benefits are medical services provided for the insured in the case of injuries, childbirth, health promotions, rehabilitations, or preventions of diseases. NHIS gives service benefits or cash benefits. The Korean health insurance service imposes insurance contributions differently on the insured depend on his\/her level of wealth, but it provides insurance benefits equally to all the insured.<\/p>\n<table border=\"1\" cellspacing=\"0\" cellpadding=\"0\">\n<colgroup>\n<col \/>\n<col \/>\n<col \/><\/colgroup>\n<tbody>\n<tr>\n<td rowspan=\"2\" height=\"142\">Insurance<\/p>\n<p>Benefits<\/td>\n<td>Benefits in kind<\/td>\n<td>&#8211; Health Care Benefits<br \/>\n&#8211; Health Checkup<\/td>\n<\/tr>\n<tr>\n<td height=\"105\">Benefits in cash<\/td>\n<td>\u00a0 &#8211; Compensation for Excessive Co-payment<\/p>\n<p>&#8211; Reimbursement of expenses exceeding one\u2019s co-payment<\/p>\n<p>ceiling<br \/>\n&#8211; Reimbursement of assistive appliances expenses for<\/p>\n<p>the disabled<br \/>\n&#8211; Pregnancy examination &amp; Childbirth expenses<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<p>&nbsp;<\/p>\n<h4><strong>Co-Payment<\/strong><\/h4>\n<table style=\"width: 84%;\" border=\"1\" cellspacing=\"0\" cellpadding=\"0\">\n<colgroup>\n<col \/>\n<col \/>\n<col \/><\/colgroup>\n<tbody>\n<tr>\n<td style=\"width: 11.6071%;\"><\/td>\n<td style=\"width: 30.3571%;\">The Co-Payment<\/td>\n<td style=\"width: 57.7381%;\"><span style=\"vertical-align: inherit;\">Co-Payment<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 11.6071%;\" height=\"50\">Inpatient<\/td>\n<td style=\"width: 30.3571%;\">&nbsp;<\/td>\n<td style=\"width: 57.7381%;\">\u00a0 20% of total treatment cost<\/p>\n<p>(Registered cancer patients 5%, Registered<\/p>\n<p>rare\/incurable diseases patients 10%)<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 11.6071%;\" rowspan=\"5\" height=\"177\">Outpatient<\/td>\n<td style=\"width: 30.3571%;\">Higher level general hospital<br \/>\nTertiary Hospital<\/td>\n<td style=\"width: 57.7381%;\">\u00a0 60% of total treatment cost and other expenses<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 30.3571%;\" height=\"50\">General Hospital<\/td>\n<td style=\"width: 57.7381%;\">\u00a0 50% (administrative district: Dong),<\/p>\n<p>45% (administrative district: Eup, Myeon) of total care<\/p>\n<p>benefit expenses<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 30.3571%;\" height=\"50\">Pharmacy<\/td>\n<td style=\"width: 57.7381%;\">\u00a0 40% (administrative district: Dong).<\/p>\n<p>35% (administrative district: Eup, Myeon) of total care<\/p>\n<p><span style=\"vertical-align: inherit;\">\u00a0 benefit expenses<\/span><\/td>\n<\/tr>\n<tr>\n<td style=\"width: 30.3571%;\" height=\"21\">Hospital<\/td>\n<td style=\"width: 57.7381%;\">\u00a0 30% of total care benefit expenses<\/td>\n<\/tr>\n<tr>\n<td style=\"width: 30.3571%;\" height=\"21\">Clinic<\/td>\n<td style=\"width: 57.7381%;\"><span style=\"vertical-align: inherit;\">\u00a0 30% of total care benefit expenses<\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h4><strong>Additional Benefits<\/strong><\/h4>\n<p>NHIS can subsidize medical service expenses for pregnancy, childbirth and infants treatment<\/p>\n<p>Eligible persons : a policy holder or his\/her dependent whose pregnancy is verified by a doctor<\/p>\n<p><span style=\"vertical-align: inherit;\">Subsidized Expenses: KRW 600,000 per pregnancy and delivery<\/span><\/p>\n<h4>Non-Benefits<\/h4>\n<p><span style=\"vertical-align: inherit;\">A drug, medical substance, or medical service that is provided or used for a disease that does not seriously affect the patient&#8217;s daily life.<\/span><\/p>\n<p><span style=\"vertical-align: inherit;\">Medicine, medicinal substances, or medical services that do not improve basic bodily functions.<\/span><\/p>\n<p><span style=\"vertical-align: inherit;\">Example) Plastic surgery, treatment of freckles, and treatment of snoring.<\/span><\/p>\n<p><span style=\"vertical-align: inherit;\">Exception: the case of reconstructive surgery for a burnt face)<\/span><\/p>\n<div id=\"khale-2150051946\" class=\"khale-after-content khale-entity-placement\"><script async src=\"https:\/\/pagead2.googlesyndication.com\/pagead\/js\/adsbygoogle.js?client=ca-pub-9610686647069611\"\r\n     crossorigin=\"anonymous\"><\/script>\r\n<ins class=\"adsbygoogle\"\r\n     style=\"display:block\"\r\n     data-ad-format=\"autorelaxed\"\r\n     data-ad-client=\"ca-pub-9610686647069611\"\r\n     data-ad-slot=\"3780750108\"><\/ins>\r\n<script>\r\n     (adsbygoogle = window.adsbygoogle || []).push({});\r\n<\/script><\/div>","protected":false},"excerpt":{"rendered":"<p>Kworld Trend \/ Korean national health insurance everything you need to know about it diskop Korean national health insurance everything you need to know about it diskop Students must have health insurance coverage if they are registered as full-time students at GIT. As of March 1, 2021, the Korean government has passed a new law &hellip;<\/p>\n","protected":false},"author":14,"featured_media":16517,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[14476,14475,14474],"class_list":["post-16516","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-uncategorized","tag-korean-national","tag-korean-national-health","tag-korean-national-health-insurance"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Korean national health insurance everything you need to know about it diskop - kworld trend<\/title>\n<meta name=\"description\" content=\"Korean national health insurance everything you need to know about it diskop , Students must have health insurance coverage if they are ...\" \/>\n<meta name=\"robots\" content=\"index, follow, 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